ICBC actively discourages “lawyering up” because lawyer-represented claims cost them much more money.

Few if any self-represented claimants recover a fraction of what their claim might bring with a lawyer.

Do you know what these things are?

  • Liability determination and how to challenge that
  • Accident benefits
  • Special damages
  • Temporary total disability benefits
  • Non pecuniary damages
  • Past and future wage loss
  • Loss of capacity
  • Uninsured motorist limits
  • Under insured motorist protection
  • Court ordered interest
  • Costs and disbursements
  • New money vs Old money
  • Taxation of account/disbursements
  • Supreme court chambers
  • Consequences of policy breach
  • Limits of coverage

If you don’t…your adjuster does.

ICBC has a full time “in house” law firm and a full time “in house” investigation agency (Special Investigation Unit or SIU).

Do you think it is smart to “take on” this masterfully run corporation on your own?

Even lawyers and ICBC adjusters don’t pursue their own injury claims without their own lawyer.

Whether you pick Howard Smith and Company to be your lawyers is up to you. You’d be unwise, probably foolish to make your claim without a lawyer.

At Howard Smith and Company, we believe the worst demon in lawyering is failing to educate our clients to understand what to expect and how to handle their case.

We take seriously the education of our clients. We liaise with you as the case goes. We return calls and guide you through this process. You really need to understand that mishandled claimant behaviour, because you don’t know what to do, can detract from many otherwise good cases.

We will show you how your case needs to be done from the point of view of what you need to do or what you need to not do.

We do all we can to prevent rude surprises!

Don’t listen to anyone saying you don’t need a lawyer especially the guys who write you the cheque…(ICBC).

Smart money is on a lawyer.

Whether you get us or some other lawyer is up to you, but get one!

If you choose Howard Smith and Company, we will do everything we can for your claim.